9 am to 9 pm EST
Mortgage Qualifier Plus

Advanced Residential Mortgage Finance Calculator with Complete Buyer Qualifying and Interest-Only Solutions

The professional’s residential mortgage finance calculator provides fast answers to complicated questions, including Interest-Only Payments, Interest-Only Combo Loans and Interest-Only Qualifying. Enter loan data in any order and quickly solve for PITI, Interest-Only loans and all the “what-ifs” of Buyer Qualifying and Rent vs. Buy comparisons.

For: Mortgage Lenders, Brokers and Loan Officers, Home Buyers and Sellers, Real Estate Agents and Brokers

Model #3416

Suggested Retail: $69.95 ---



It is versatile and helps you solves for:

  • Conventional, FHA/VA and Interest-Only Loan Buyer Pre-Qualifying
  • Complete PITI Payment Solutions; including Interest-Only
  • Amortization with Remaining Balances
    Calculate Combination Loans: any Loan-to-Value (LTV) including Interest-Only 2nd Combo, Bi-Weekly and ARMs
  • Easy Rent vs. Buy Comparison and Tax Savings
  • Date-math; Lock Expiration dates



Qualify Your Buyer or Loan Applicant Three Ways

  • Qualify for Income Required, Maximum Loan Amount and Actual Ratios
  • New! Interest-Only Qualifying
  • Exclusive! Store and use any two sets of ratios (e.g. for Conventional and FHA/VA) or set custom ratios

Complete Payment Solutions

  • Payments: P & I and Interest-Only Payment, PITI Payment, Total Payment with Expense and Mortgage Insurance
  • Specialty Payments: Balloon and Bi-Weekly Payments
  • Complete Amortization for the total period or any specified range of periods
  • Future Value (i.e., Home or Land Appreciation) and Note Yields.

Evaluate and Compare Finance Options

  • Combo Loans; Quickly find Payments, Blended Rate, Combined Payments and Total Amounts for any LTV, including Interest-Only 2nd Combo
  • Combo Loan Savings: Evaluate a Combo Loan (80:20) compared to a Straight First Loan (100%), with or without Mortgage Insurance
    Rent vs. Buy Comparison: Enter Rent Payment and then quickly find Loan Amount, Price, PITI Payment, Estimated Annual and Monthly Tax Savings
  • Adjustable Rate Mortgage (ARM): Simplify complex ARMS. Show your clients the "worst-case" scenario at the touch of a key
  • Tax Savings: Estimates Tax Savings from Mortgage Interest and Property Tax
  • Bi-Weekly Solutions: Compare costs, savings, and loan paybacks against monthly schedules

Additional Features

  • Date Math: Quickly find escrow closing dates or figure how many days are left until closing
  • Preference Settings: User-selected options for Payments per Year, Property Tax, Insurance, Mortgage Insurance, Decimal Preference, Tax Bracket %, Amortization and Qualifying Ratios
  • Periodic function for specifying a Periodic vs. Annual amount
  • Back Space key for easy editing of entered figures
    Multiple Memory Storage
  • Works as a Standard Math Calculator


  • Easy-to-follow User's Guide on CD and Pocket Reference Guide
  • Full One-Year Limited Warranty
  • Protective Slide Case
  • Long-Life Batteries

Tech Specs

  • Size: 5.5 x 3.0 x 0.5" (140 x 76 x 13 mm)
  • Weight (product only with battery):
    3.2 oz. (91 g)
  • Power:
    Two 3-volt lithium (LR44) battery (included)
  • Display Type:
    LCD segment; 9 digits with Annunciators-legends
  • LCD Display Dimensions:
    0.86 x 2.5” (22 x 64 mm)
  • Accuracy:
    12 digit internal accuracy